FAQ’s

Q- What all do I need to sign up for Text Loans?

To get a loan from us, you need to be a UK resident, have a UK bank account along with an active debit card, mobile phone and e-mail address. You also need to be competent enough to repay your loan on the loan due date.

Q- How would I know if I have qualified for text loans?

If all the details entered by on you on the Sign Up page are correct, you are accessible on the phone, you will surely be approved for Text Loans. Please note if we are unable to reach you on the phone your application will, probably, be declined.

Q- What if I do not have a decent credit record?

As an integral part of our decision making process, we use comprehensive credit checking systems to make a decision on your application status. In case you have been declared bankrupt or have been subject to debt collection within the last 18 months your application will be denied.

Q- How soon would I receive my funds?

Please note that due to the high level of security in our loan application evaluation system we are only able to process new loan applications within the opening hours. In most cases the transaction is done right away and the money is on your account within minutes.

Q- What is the method of repayment?

When you borrow money from Chance For Loans, you give us the right to debit the money you borrowed from your card on or after the date your loan term is over.

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